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This is another new trend in the insurance industry, where an insured person is able to get a percentage of insurance money in case he or she is critically ill. This allows incorporating the elements of health insurance in traditional life insurance policies.

This article has discussed some of the most important aspects of life insurance. However, they are not universal and different clauses can change depending upon the geographical location and insurance company. Moreover, it also depends on the insured person and the relevant insurance company to design an insurance policy with mutual consultant and negotiation.

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